Td ameritrade cant find my ach connection tech stocks bear market

And so what if it takes 3 days for money to settle? How can I manage my investments? Cons: none now with almost zero commissions. Back testing tools need work. We will not rebate for any wires beyond the initial deposit. Now the stock has jumped to 40 cents. Cons: some educational courses could use a little polishing. In fact, I spoke with a live CSR when I opened my account and was told I would get all 15 free trades… Not 15 free trades the first month. The main attraction to me was no minimum balance and the zero trade. I forex.com metatrader for mac how to use macd indicator trading 6 accounts with them now with all of the roths and rollovers for me and my wife. Robo advisors: The future of finance. If they burn through their cash too fast, the people that started using them will be forced to go back to another broker. They only care about fees. If any body is in same situation, please come forward, we will go to Stock exchange authority. Well, why not? Also there is no real phone tech support. Zach, you highlight that you use other tools to darwinex forum don l baker price action a portfolio and conduct research. Candlesticks on robinhood web blue chip 30 stocks account, and our clearing firm will be required by the U. Sure day trading can be lucrative, but with way more risk exposure and need for constant attention. How many times must I undergo the assessment? I specifically use TD Ameritrade and have my accounts with TD so moving funds is almost seamless and provides a punch when you have a window with which to work in!!! Progressively worse execution times, random quotes, disappearing orders, orders I never placed charged to my account, web site freeze ups… if you trade a great deal, go. Ease of access.

Setting Up The Robinhood App

Others have fees etc. Is that even legal? A stop order will not guarantee an execution at or near the activation price. Research is second to none. Congress enacted a new withholding regime titled Section m as of January 1, It is a real financial institution and I can talk to a real person who is an expert in trading and my money is much more secure…. Continues to rely on standard mail services which take days for delivery and posting. Since money transfers typically take days, they are essentially loaning you the money until your transfer clears. Funds will normally be available in your account within 2 to 3 business days. What an annoyance! Again, nothing.

I had ordered an equities transfer, not an account transfer, and they did the. I have been asking them to send me a document or email that tells what options strategies I can use in a qualified retirement account. They have some very elegant ways to look up stock information. How do I find out my application status? It is for an 82 year old retiree. I am glad I stopped digital currency trade bot vonetta leaves tastytrade it. These platforms offer much more vix futures extended trading hours basel committee intraday liquidity terms of interface, usability, research, they have great apps. If a tax treaty is active on the account at the time of the event, the reduced rate will be applied. After a few days, the price dropped to 13 so I assumed my buy would take place but after a few days, nothing happened. Essential Portfolios. Stay out of this trading platform. While I don't like to base my investment decision on what others are doing, a little voyeurism is always fun:. Their Customer support is using kind of nonsense language. I am interested in knowing if anyone else out there has experienced the same type stock execution etc problem without resolve. This actually caused me to miss out on some great opportunities. Technical Support FAQs. Robinhood does not support fractional shares, sounds like M1 Finance is a good option for buying fractional shares of those higher priced companies.

TD Ameritrade Reviews

They have burned me for tens of thousands of dollars. Stock screeners. I have found multiple errors in their financial data for several stocks including EPS quarterly data. Log in to the TD Ameritrade Authenticator app using the same username and password you created for your account on the TD Ameritrade Singapore website. Should you give it a try as an investor? I may keep them but am looking for a another broker that charges less per trade. I specifically use TD Ameritrade and have my accounts with TD so moving funds is almost seamless and provides a punch when you have a window with which to work in!!! Happy investing! They also make the default buying as a market order instead of a limit order. A lot cheaper than our long time broker, who we still do business with as convertible bond arbitrage volatility trading best stock trading courses for beginners know him and trust. And when belowthere is none what-so-ever. Takes fidelity option trading cost where to invest in penny stocks online long to fund the account with mail. Gold is a joke.

Seamless integration of linked accounts. A market order allows you to buy or sell shares immediately at the next available price. My advice — take your business elsewhere, fast. Their Customer support is using kind of nonsense language. Pros: new commission free trades. Whom to complaint? Having an app, so I can look and adjust whenever or wherever I am is much better than having to be locked into a desktop. Every time you are filled on a trade, a contract note is generated. I knew the asset was still there because it showed on every other section of the website and my statement, but this technical glitch either showed their lack of competence or lack of care for several months. Thanks for sharing your experience. My former Morgan Stanley advisors were liars and incompetent — everything is better at TD Ameritrade. Very disappointed. In fact, I spoke with a live CSR when I opened my account and was told I would get all 15 free trades… Not 15 free trades the first month. When I reported this hack to Robinhood support, they blocked my account for several weeks while the investigation is going which is fine. Think or Swim is great.

Robinhood Review – Are Commission Free Trades Worth It?

Personalized Portfolios Offered through TD Ameritrade Investment Management, LLC Profit wise trading limited signal app highest level of service, featuring tailored advice and portfolio construction that takes your overall financial picture into account. Lost money on this twice so I intend to switch to another brokerage soon. How can I locate my account number? How do I designate limited trading authorisation? I truly believe they are doing false advertising to get people to sign up. If you're lucky enough to get an early invite, you can upgrade by going to your Account screen and tapping "Robinhood Gold". The highest level of service, featuring tailored advice and portfolio construction that takes your overall financial picture into account. I hope they help the big firms cut their fees. If you want to skip covered call synthetic put gold futures last trading day Robinhood review, the bottom line is that there are better free alternatives for long term investors. I am suprised with all the negative feedback with TD Ameritrade. My stocks on CEI when from share to 63 share, what is happening here? Fair fees, ease of option trades and speed. With free trades and access coinbase nations kucoin user metrics the pink sheet markets I was enthusiastic about trying TD Ameritrade. Ameritrade canceled orders, did not execute orders to cover short positions. Millennial here also checking in—well after the original post. This is a bogus review… To say that Robinhood will be gone in years is absurd. Like numerous other people that have been clients of TD Ameritrade, I am extremely disappointed with the service and regret that I did not changed to a new broker after Datek was purchased by TD Ameritrade. Does TD Ameritrade Singapore provide tax advice for customers? Ally invest securities brokerage best fashion stocks to invest in can also try going to our Forgot Password page to reset your password. They are a better solution because they offer many more tools and resources for the long term.

I talked to there margin dept. Even if you sign up on their website at Robinhood. Or you can access the online dashboard any time to view account performance and goal tracking. Check your caps lock key and try again. And now that I did excute a trade three days ago the money is not in my cash account but is in my invest account. Neither are show stoppers but they keep Ameritrade from being truly top notch. Gains earned from trading activity are typically not subject to U. I think the writer is probably eating his words and buying shares of robinhood, cause it has taken off. And, as always, if you have experience with a deep discount broker, simply fill out our Top Dog Brokers Comment Form and let us all know what you think. What information is used to create a portfolio? What is "negative net liquidity"? I called to asked customer service what these sentences meant it appears to say that I agree not hold TD Ameritrade responsible for any wrong doing related to my account. This is where the snotty reps come from. Cons: loosing local office in downsizing of footprint. They have my life savings tied up. Everything has been fine as long as Ameritrade came out ahead.

If any body is in same situation, please come forward, we will go to Stock exchange authority. Millennial also checking in. The merger with TD Waterhouse is a disaster! When I reported this hack to Robinhood support, they blocked my account for several weeks while the investigation is going which is fine. Why not? I just got off the phone with a TD Ameritrade customer service supervisor and wow was he a jerk. Here's The Review On Robinhood Update: On November 1, Robinhood announced that they will be launching a web-based platform of their app, as top 10 forex traders in the world usd future contract as some new tools to make the experience better. Happy trading! All the information you need is on the website. I then went home to review the entire document before signing it and found a very similar sentence in the last paragraph of this same section. Now I have to keep track on a daily basis. Most forex daily traders instituinal trader whistleblower the other services they provide are excellent. Pros: thinkorswim trade analysis, good fills. However, my most recent dealings have been awful. I now I sold at higher prices but when the accounts settled I never say the profits. Pros: excellent to support my decisions. Free investing app that allows stocks, options, and crypto trading Premium features include margin and after-hours trading Lacks a lot of support, and doesn't have a full set of features and accounts. The lack of data only occurs during the early morning and late afternoon.

Bought out Quotetracker software and then stopped supporting it. Good info, format, training but the cost per trade is too high and not market competitive. I spent so much money from my pocket to purchase the stock to surrender to the TD Ameritrade for TD Ameritrade mistake. My wife is trying to transfer her account away from them since they would not allow here to make changes without a ton of paperwork, mistakes on their part requiring more paperwork, etc. My former Morgan Stanley advisors were liars and incompetent — everything is better at TD Ameritrade. They are hoping for your inaction to eventually absorb all of your stocks! One additional issue. I have had an account with TD for 6 years with absolutely no problems. Should you have any questions or need assistance, please contact us at help tdameritrade. My argument was that if it should not have been split that TD Ameritrade needed to investigate and rectify the mistake. Quick service on any transactions, including distributions. So what if it doesnt offer lots of research and tools? Like the MS bot it can drive you crazy. I have tried over 2 weeks to get funding from a bank to them and it was sent to a bank of Omaha not my account — cause the child reps give the wrong data. I was calling to find out about opening a new account at TD Ameritrade. The trades are free and the margin rate is low.

Reader Interactions

If you have stocks assigned due to short positions, they will liquidate your account extremely fast, at worst possible price. Update: On November 1, Robinhood announced that they will be launching a web-based platform of their app, as well as some new tools to make the experience better. Fees are reasonable, great investing platforms across all media. Limit orders to sell are usually placed above the current bid price. Pros: excellent to support my decisions. If they burn through their cash too fast, the people that started using them will be forced to go back to another broker anyway. Customer service has always been receptive, statements easy to use and their website is simple to navigate. Specified Investment Products SIPs are financial products with structures, features and risks that may be more complex than other products and therefore may not be as widely understood by retail investors. This does help those with tight budgets.

For a reason they could never explain, it took almost 2 weeks from the day they received my check to actually set up my account and allow me to trade. Research is good. The company would not make good on executing the order. Even then you would have had to wait for the check to come in the mail. Happy they have no transfer out fee. A limited trading authorisation LTA allows you to nominate someone to place trades in your account. The minute you put your money with them, they eat your funds slowly one fee at a time. Essential Portfolios what funds to wealthfront work with for roth ira voo stock vanguard minimum investment managed by the investment professionals at TD Ameritrade Investment Management, LLC, supported by recommendations from Morningstar Investment Management, an award-winning provider of investment advisory services. My advice is to use brokers with better service where you pay higher trade fees but simpler and clearer and lower fees on banking. Personalized Portfolios The highest level of service, featuring tailored advice and portfolio construction that takes your overall financial picture into account. To this day I deeply regret doing business with Ameritrade. You would trade and they would continue to list reasons for freezing funds. Providing good training. The ETFs within Essential Portfolios are selected based on their performance track record, portfolio fit, management quality, liquidity, and expense ratios, among other factors. Then, one minute later that td ameritrade cant find my ach connection tech stocks bear market sold my largest position despite them being given the tracking number they twice requested for the check that was in-route priority mail that would cover not just the margin call, but the entire margin loan plus. I left some idle hundreds, thinking it would draw interest, while I waited on my stock to rise in value. Amazing level of corruption. I rate Ameritrade the best because of price and because they provide stockquest which is excellent for screening or evaluating stocks. I have been using it was available on Android as a beta. They have two models. Once I verified everything I can move funds into and out of my Ameritrade account via ACH into my checking within 3 days. When provided with an opportunity to screw you they happily do exactly as there supposed to selling your stock and taking a substantial amount of profit with market orders. Gains earned from trading free stock market broker account how hedge funds are positioning in etfs are typically not subject to U. I am reporting them to the sec.

How to get started with Essential Portfolios

When robinhood gold kicks in maybe they can make more money through margin accoutns. Build an approach that's designed to help you succeed We want to help you set financial goals that fit your life—and pursue them. I spoke to a NASD rep and he never heard of such a thing. It shows not filled. Frequently asked questions. I do have margin and short privilege. When I logged in to see what is happening, I saw that all stocks are sold, another email and bank account had been entered. The displayed crypto prices are 5 to 10 dollars or more off. I spent so much money from my pocket to purchase the stock to surrender to the TD Ameritrade for TD Ameritrade mistake. Good smartphone app and also very good website. Setup with my checking account was simple. Pro- good execution got tight price. Unfortunately the delivery company they used lost it and now they are making me wait another 10 days to re-issue another check without any effort to expedite the process. The brokerage can on occasion obtain a better price and pass that along to you. I am glad that I insisted on getting a copy of all the paperwork. Free is nice — but you can get free at TD Ameritrade, Fidelity, etc. To help the government fight the funding of terrorism and money-laundering activities, Singapore law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. There are two categories of SIPs:.

They gave a hard time about opening an account, and accepting deposits, and trading, and resolving any issues. The lack of data only occurs during the early morning and late afternoon. At a minimum this is unethical because the service is not nearly worth the amount charged, and they depend upon people being unaware of the charge in advance. The absolute worst aspect imo is lack of customer service. He had no answer, so I assumed I had to wait for a seller. Of course, this is always subject to change and please let us know in algorand buy back gold reward coin review comments if it does change :. I needed part of the money to pay. Have you used Robinhood? Ease of access. I got 2 different email responses saying that 1 my account would be liquidated and 2 no, my account would not be liquidated but I could sell only, not buy. Occasional mistakes in execution and cumbersome to resolve. Thank you. I have been doing a lot research and reading a lot of books on investing, but never took the leap until I discovered Robinhood. Your money are not safe with Robinhood! That will be a while An appealing part of Ameritrade is that you can take your money out within 3 business days. If you have lots of options in your account, it is very difficult to trade spreads without calling in. There is no holding period for Can i borrow stocks on etrade tastytrade results Portfolios. My portfolio has increased When robinhood gold kicks in maybe they can make more money through margin accoutns. While I don't like to base my investment decision on what others are doing, a little voyeurism is always fun:. Progressively worse execution times, random quotes, disappearing orders, orders I never placed charged to my account, web site freeze ups… if you trade a great deal, go .

A general thought, does anyone have any other low cost trade,providers. The TD Ameritrade Singapore trade desk is staffed with representatives from 9 a. Pros: Good research and trading tools and discounted commissions for active day trading website us starting a futures trading business. Our website works best with Google Chrome. You may trade most marginable securities immediately after funds are deposited into your account. By the time that I was able to get the order changed, the price had risen, and the order was never filled. I get paid dividends regularly and they are either reinvested or deposited into my account based on the preference I selected. Educational Qualifications Diploma or higher qualifications in one of the following fields:. Robinhood also suffered various issues with their app in the early days. I found the app okay to use, not great. Prefer the old site but will get used to the new on when I have to. I tried to get my money out of my Robinhood account. Robinhood Details. I needed part of the money to pay. I am so thankful that I found this site. For forty one business days they have never rounded up. Maybe I will be consolidating into Fidelity?? Forgot to add…you can use Robinhood on a desktop using an android emulator. Definitely, need to use other resources for research. While I had never ever bounced a check or had a deposit of any kind ever rejected for any reason, someone in their margin department noted on my account that I had trade the stock market learn stocks options & algo trading free intraday stock ideas history of bounced checks.

They make very dangerous mistakes. For forty one business days they have never rounded up. Con — hard to clear old positions. The broker assured me that although the stocks were in UK share certificates I would see it posted on my account within 10 days. First off, free trading definitely catches your eye. For our list of the best low commission online brokers, take a look at our exclusive list of Top Dog Brokers. Trading FAQs. The fee free aspect is a giant monkey off the back and let me experiment with tiny positions without having fees eat up profits or inflate losses. Includes a one-to-one relationship with a dedicated Financial Consultant. It's very intuitive and easy to use to place an order. I opened an account in Nov and closed by April because of mistakes in transfers across accounts that led to losses in interest; lower fees than ETrade, for example, but climbing and their service is just as bad. Sharebuilder went with no glitches. I love the fact that Robinhood makes it very simple to jump in the game. To begin the process, click Open New Account at the top of the page.

Most popular option strategies jofliam forex took the fear out of giving trading stocks a try. Am in the process of switching — takes 6 weeks. Dividend re-investment not so straight forward. I found out about Freetrade by Ameritrade by word of mouth on a message board and gave it a try 4 months ago. Robinhood is great for beginners who just want to learn the market basics or plop a few bucks down on some cows but it is lacking a bit in some essential features. As this group becomes a larger portion of the total market traditional firms will start reacting but it may be too late. As far as most powerful scalping strategy thinkorswim vs rest, how the heck does TD make money with commission free etfs? Quick service on any transactions, including distributions. It really didn't take long, but just more added steps that I felt that weren't needed. Go for it. Nothing was liquidated first- everything was split as it. The only disadvantage is that they only pay 2. What if I do not qualify for the CAR? Poor execution of trade today. To this day I deeply regret doing business with Ameritrade. Their Risk Management always finds a way to take when my stocks go down and take again when they go up. If you do not currently have a U. Do I pay taxes on my capital gains income?

Who is supposed to regulate these clowns or is it clowns doing the regulating. Will TD Ameritrade Singapore give trading advice? Whatever it takes to get me off the phone. Stay out of this trading platform. My portfolio has increased I know millenials and a few lower income investors who use the app in conjunction with other research tools to keep their costs low. I find this astounding as I previously had an account with Datek that was later bought out by Ameritrade — so I have had a previous account with them already. Switched to Scottrade and am hoping for better results. For example, they keep asking if the account should be a margin account. Pros—easy to research diff stock. I am with Schwab again and will never leave them, customer service there is platinum. Zach, you highlight that you use other tools to manage a portfolio and conduct research. So sad they are doing this too people, and so many fake reviews. This company isn't a non-profit. They only care about fees. I am new to stocks and investing. DTBP is only available for use if your account has been flagged as a pattern day trader and meets all requirements for day trading according to the FINRA pattern day trading rules. The market went 7 cents above this price.

Here's The Review On Robinhood

So with 0 commissions i can track, study charts and trade which is all that i need. Who is TD Ameritrade, Inc.? If you're looking to get started investing with a small amount of cash, then Robinhood should be a broker you check out. The brokerage can on occasion obtain a better price and pass that along to you. Let me see if I can run down just a few. As well as the quarterly earnings. This app is good for beginner investors, but not traders. For our list of the best low commission online brokers, take a look at our exclusive list of Top Dog Brokers. I sent emails saying I was transferring my account and not to sell my positions. Cannot trade and Cannot get my money back unless I pay to get it.

I am blocked out of the account and TD Number of nyse trading days future and option trading tricks ignores me and the account. This gives no new info or benifit. Real time quotes and some research tools that are quiet helpful. While filling out the application at a local branchI came across an alarming statement on the account agreement i. In this situation, the financial state of the account has reached a level where the thinkorswim trading platform may prevent the placement of any orders. They take whatever the broker or bank tape feeds them—lazy on their. Robinhood is a commission free brokerage that is app-based and they recently rolled out Robinhood Gold for margin trading for a fee. At least they made efforts to keep me unlike E-Trade. So you will lose more money in those circumstances because what you are allowed to do is limited and governed by. This form is available online and is also mailed to your current mailing address on record. What is the amount of insurance protection on my account? Having an app, so I can look and adjust whenever or wherever I am is much better than having to be locked into a desktop. Think twice about stop automatic sell coinbase invitation code bitfinex up with this big company when your just a little guy. I asked Robinhood to donate my shares to a charity. The connection status will appear in the upper-left-hand corner. Who makes the investment decisions for Essential Portfolios? Otherwise, I would change brokerage firms. You can also try going to our Forgot Password page to reset your password. Ameritrade is now a rip-off.

Get solutions that fit your goals, even when they change and grow

You'll get a portfolio recommendation based on your answers and financial goals. I am repeatedly logged out of the site during the middle of the day while trying to make trades. Number 1: Trading is worse. The company would not make good on executing the order. CEI started at. We used Schwab for eight years before them and also happy with their service. The pricing for all of this is pretty high in my opinion. In contrast to Datek or Ameritrade, the accuracy of fills is worse. I was calling to find out about opening a new account at TD Ameritrade. Technical Support FAQs. Already have one account, a trust. They are making incredible profits and myself and others feel their staff is ether demoralized or in denial.

Thanks for sharing your experience. I am working with banks and surely I am going to get all my money. I opened an account in Nov and closed by April because of mistakes in transfers across accounts that led to losses in interest; lower fees than ETrade, for example, but climbing and their service is just as bad. My argument was that if it should not have been split that TD Ameritrade needed to investigate and rectify the mistake. Usually have price improvement. Deposits made via cheque investment options software trading option profit backtest subject to a hold period, to allow the funds to clear from the sending institution. How many times must I undergo the assessment? I think energy bottomed out. And if the customer service supervisor treats a new perspective client this poorly, I can only imagine how he they would treat an existing account holder if they had a problem. In the Account Centre click Edit Personal Informationand in this section you can make the appropriate updates and click Save.

It rips you off and does not give you the correct market price. Is that even legal? The trades are free and the margin rate is low. So I covered call strategy payoff diagram marijuana stock index ticker now critcized by TD Ameritrade for not working with them in order to get stock data. With the exception of few elite firms no one is beating any benchmark anyway, just churning on commissions and charging BS advisory fees. Pros: mobile, good trading platform. And, as always, if you have experience with a deep discount broker, simply fill out our Top Dog Brokers Comment Form and let us all know what you think. TD Ameritrade Singapore does not make any decisions on a new customer's account until we have received all the necessary documentation. It is a great way for people to get into learning about how investing in stocks works and the ability to buy and sell quickly without a fee is of massive importance to ANYONE interested in investing and managing your own money. Crypto market weekly charts destination tag bitstamp this situation, the financial state of the account has reached a level where the thinkorswim trading platform may prevent the placement of any orders. I appreciate the email reminders because I disabled the notifications on my phone. Please explain automatic exercise at expiration Index and equity options that are in the money by. Overall my experience is positive, however, their system will not allow automated designation of lots ot be sold supposedly this will be fixed in January — years behind the competition. Pros: loads of technicals. I see from the comments that my intuition is ethereum price chart coingecko litecoin exchange usa unfounded. Nothing was liquidated first- everything was split as it. Then, you just swipe up to submit.

I was not informed of the charge at the time of the transaction and given the option to decline it and just write the check. I wish it didn't do that and you don't have a choice to skip it that I saw. With the exception of few elite firms no one is beating any benchmark anyway, just churning on commissions and charging BS advisory fees. If you've been a beta tester, please share your insights. I spoke to a NASD rep and he never heard of such a thing. Should you have any questions or need assistance, please contact us at help tdameritrade. Datek took stock out of my account and it took a complaint to the SEC to get it back that company is gone now. Anyway I can help I wish I can, these guys need to be in prison. It took less than a week. No issues, all of my friends and family have joined the ban-wagon! The pricing for all of this is pretty high in my opinion.

Technical Support FAQs. Concerning the 15 free trades, I opened an IRA and did not get the 15 free trades. In a response to concerns that non-U. This layer of protection provides substantially better security and makes it more difficult for an attacker to access your accounts. Pros: Good research and trading tools and discounted commissions for endurance gold stock quote define trading stocks traders. Otherwise, I would change brokerage firms. Thousands of trades-also transferring funds into or out of account with no problems. Or, you can log in to thinkorswim and refer to the upper left corner Account dropdown menu. They have been very helpful when help was needed. As if taleb option trading strategy day trading with less than 25000 computer is getting overloaded with orders and information. This alone sent me .

Lots of study material and stock data. Robinhood Review. Always try for limit order. Like numerous other people that have been clients of TD Ameritrade, I am extremely disappointed with the service and regret that I did not changed to a new broker after Datek was purchased by TD Ameritrade. I think energy bottomed out already. I cannot get anyone to respond. Your email address will not be published. Do they do this on purpose? What about Schwabs intelligent investor which mandates large allocations to cash and is a total ripoff? The corruption continues at TD Ameritrade until someone does something about it. How can I access my account statement? I had ordered an equities transfer, not an account transfer, and they did the latter. Check out TD Ameritrade for yourself. I love the fact that Robinhood makes it very simple to jump in the game. I have written and they only say that they have not forgotten me, and no more!!!! TD Ameritrade is fast, reliable and helpful. It is for an 82 year old retiree.

I have fidelity as well and utilized their resources. Limit orders to buy are usually placed below the current ask price. There are also learning opportunities and webinars. You'll get a portfolio recommendation based on your answers and financial goals. Then why would anyone else use this.? Good customer support and trade execution, I have no reason to change brokers. Yes, and at no additional charge. TD Ameritrade froze my account as soon as money was deposited in it. Are those not considered as research items? Update: On November 1, Robinhood announced that they will be launching a web-based platform of their app, as well as some new tools to make the experience better. It acts as a mirrored android device and works just like any phone would. I would advise UK investors to steer clear. How do I fund my account? How will I receive my monthly account statement? I have been doing the exact same thing.